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		The website is owned by Crédit Agricole Asset Management Hong Kong Limited (“CAAM HK”). Upon accessing, viewing or downloading information from the website, you agree to be bound by these terms and conditions: CAAM HK operates in Australia pursuant to the licence it holds as a registered financial service provider with the Securities and Futures Commission of Hong Kong ("SFC"). CAAM HK is currently holding a licence which authorises Type 1 (Dealing in securities), Type 4 (Advising on securities) and Type 9 (Asset management) financial services in the SFC and is regulated by the SFC under Hong Kong laws, which differ from Australian laws. CAAM HK is, pursuant to Australian Securities and Investments Commission (“ASIC”) Class Order 03/1103, as amended by Class Orders 04/100 and 05/308, exempted from the requirement to hold an Australian Financial Services Licence under the Corporations Act 2001 (the “Corporations Act”) in respect of its provision of financial services in this jurisdiction. According to the relief afforded CAAM HK pursuant to the ASIC Class Order, CAAM HK is restricted to the provision of financial services to those persons who are regarded as institutional or “Wholesale” persons as defined by the provisions of the Corporations Act. The financial products identified and referred to in this website are products in respect of which Equity Trustees Limited is the issuer in its capacity as the Responsible Entity of those schemes. CAAM Australia operates in Australia as the representative office of CAAM HK. CAAM Australia is not a separate legal entity. The information on the website is only intended for Australian citizens and residents. The information contained in this website is not to be regarded as a distribution, an offer to buy or sell, or the solicitation of any offer to buy or sell securities, investments or other financial products in any jurisdiction in which the distribution or offer is not authorised. The website’s purpose is only to provide information and does not purport to give investment advice. We strongly suggest that investors consult a financial adviser prior to making any investment decision and that you carefully consider your particular investment needs, objectives and financial circumstances. The website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making investment, financial or other decisions. The information is selective and may not be complete or accurate for your particular purposes and should not be construed as a recommendation to invest in any particular investment or security, or fund offered by CAAM HK. The information provided on the website is given in good faith and is believed to be accurate at the time of compilation. Neither CAAM HK nor its directors or employees make any representation or warranty as to the accuracy, reliability, timeliness or completeness of the information. To the extent permissible by law, CAAM HK and its directors and employees disclaim all liability (whether arising in contract, tort, negligence or otherwise) for any error, omission, loss or damage (whether direct, indirect, consequential or otherwise). The website may provide information, articles and material, or links to such, that are written or prepared by people who are not associated with CAAM HK. This material is only provided for your interest and convenience. CAAM HK is not responsible for the content or accuracy of this material and any opinion expressed in the material should not be taken as an endorsement, recommendation or opinion of CAAM HK. Investment involves risk. Performance figures quoted on the website are past performance. Past performance is not an indicator of future performance. Neither CAAM HK nor its directors or employees or any associate guarantee or make any representation as to the performance of the products, the maintenance or repayment of capital, the price at which Units may be traded, or any particular rate of return. CAAM HK and its affiliates, directors, officers and employees, including those involved in the preparation of this website, may have or have had interests or positions or traded or acted as market makers or acted as advisers, brokers or commercial or investment bankers in respect of any financial products on this website. Trailer or commission referred to in disclosure documents on this website may be payable to CAAM HK and/or its affiliates when you acquire financial products as a result of your use of the service. You acknowledge and agree that the collection, disclosure or use of information about you from accessing the website is subject to the terms of CAAM HK's Privacy Policy. Communication over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet. Users of this site expressly agree that the Internet is not a secure medium for communication of information and that any use shall be at your sole risk. Neither CAAM HK nor any of its affiliates, directors, officers or employees will be responsible for any loss or damage that could result from interception by third parties of any information made available to you through this site. Neither CAAM HK nor any of its affiliates, directors, officers or employees will be responsible for any loss or damage that could result from any loss or damage caused by a failure or interruption of this site, or by any error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure or alteration or use of record, even if the circumstances causing such event may have been within the control of CAAM HK or any vendor providing software services or support. Neither CAAM HK nor any of its affiliates, directors, officers or employees will be liable to you for any kind of damages, even if CAAM HK any of its affiliates, directors, officers or employees, or another party have been advised of the possibility of such damages arising. CAAM HK may, without notice, amend the terms and conditions of accessing this website at any time by posting an amended version of this web page. You agree to continue to be bound by any amended terms and conditions and that CAAM HK has no obligation to notify you of such amendments. The information contained in this site aims to inform you by providing information supplemental to that appearing in relevant documentation related to the investment under consideration. Any subscription should be based solely on such relevant documentation to be provided to the subscribers prior to the subscription and/or available upon their request. Deliberate misuse of any element of the CAAM HK website (including but not limited to hacking, introduction of viruses, disruption or excessive use or any use contrary to applicable law) is expressly prohibited. CAAM HK owns the copyright in the website. You may print a copy of any page for personal or non-commercial purposes provided that you do not remove any copyright notices or any CAAM HK trademarks or logos. Except for a purpose or a use permitted by statute, or the prior written consent of CAAM HK, you must not copy, modify, sell, distribute, adapt, publish, frame, reproduce or otherwise use any of the material or CAAM HK trademarks or logos on the website. CAAM HK may terminate your access at any time without liability upon giving notice by any means to you or if you are in breach of any of the above conditions. Data and information on this website may be provided by data providers of the group of Crédit Agrcole Asset Management in accordance with the authorisation granted to the group of Crédit Agricole Asset Management. Should you log onto or leave this website via a link within the site and view content that is not provided by CAAM Australia, you do so at your own risk. None of CAAM HK or CAAM Australia or any of their affiliates, directors, officials and employees have developed, checked for accuracy or reviewed the material contained in the link and none of those entities or persons is responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in the site, whether actual, alleged, consequential or punitive. None of CAAM HK or CAAM Australia or any of their affiliates, directors, officials and employees makes any guarantees or representations, and shall not have liability for any content delivered electronically by any third party, including the accuracy, subject matter, quality or timeliness of any electronic content. As a result of money laundering and other regulations, documentation for identification purposes are required when you make your investment. These terms and conditions are governed by the laws applicable in the State of New South Wales, Australia and you agree to the non-exclusive jurisdiction of the courts of that State. I accept the above-mentioned terms and conditions.